# Novig vs Fliff > Independent. Not affiliated with, endorsed by or sponsored by Novig. Canonical: https://novigapi.com/compare/novig-vs-fliff Facts checked: 2026-11-12 Novig is a CFTC-regulated exchange that trades in dollars; Fliff is a free-to-play social app whose Fliff Cash sweepstakes can be redeemed for prizes. Checked 12 Nov 2026, Fliff's rules exclude 21 states and cap redemptions at $5,000 per sweepstakes period, while Novig is closed only in Nevada, Arizona and Michigan. (Source: [Fliff: Fliff Cash Sweepstakes Rules](https://getfliff.com/sweepstakes-rules)) These are different legal models. Fliff runs on sweepstakes law: you play with Fliff Coins or Fliff Cash, and eligible Fliff Cash can be redeemed. Novig is a federally regulated exchange where you buy and sell contracts with real money against other traders. ## Fees Costs, checked 12 Nov 2026 | Fees (checked 12 Nov 2026) | Novig | Fliff | | --- | --- | --- | | How you pay | Taker pays 0.06 x P x (1 - P) per $1 of payout; makers pay nothing | Payout odds set by Fliff; margin not published | | When it applies | Game markets: only while the event is live. NFL, NCAAF, NCAAB, NCAAWB, MLB, NBA, WNBA and NHL futures: always. Golf, tennis, UFC, F1 and NASCAR futures and series winners: never | Inside each game's payout | | Withdrawals or redemptions | Not covered on the fee pages | Minimum 50 eligible Fliff Cash (about $50); Fliff may charge handling or processing fees | | Limits | Exchange position and order limits by tier | Redemptions capped at $5,000 per sweepstakes period; may be limited to $1,000 a week | ## Coverage Coverage, checked 12 Nov 2026 | Coverage (checked 12 Nov 2026) | Novig | Fliff | | --- | --- | --- | | Sports | Sports only: NFL, NCAAF, NCAAB, NCAAWB, MLB, NBA, WNBA, NHL, PGA, ATP, WTA, UFC, F1, NASCAR among the leagues its fee docs list | Sports predictions in Fliff Coin and Fliff Cash games | | Markets | Game lines, player props, futures, series winners; parlays priced through RFQ | Sweepstakes games; free daily currency | | States and regions | All US states except Nevada, Arizona and Michigan, judged by physical location; 21+ | Sweepstakes excludes AL, AZ, CA, CO, CT, HI, ID, IN, KY, LA, ME, MI, MS, MT, NV, NJ, NY, OK, TN, WA, WV; 18+ | | Regulator | Ludlow Exchange, LLC (doing business as Novig), CFTC-designated contract market since 16 Jun 2026 | Sweepstakes run by Fliff Inc.; not a CFTC exchange | ## Data access Data access, checked 12 Nov 2026 | Data access (checked 12 Nov 2026) | Novig | Fliff | | --- | --- | --- | | Official API | Yes: signed trading API at docs.novig.com; needs an account, KYC and a location check in production | None published | | Public data | Free daily CSVs at data.novig.com (trades and markets), no names, around 5 a.m. ET | None | | History | Trades from 3 Aug 2026, market snapshots from 4 Aug 2026, daily only | None | | What novigapi.com adds | No Novig account, player and team names joined, intraday line history, fair prices, line moves, MCP | Nothing: novigapi.com covers Novig only | Fliff publishes no market data, so there is nothing to pull programmatically. Novig's daily CSVs and [novigapi.com](https://novigapi.com/novig-api) cover every Novig market. ## How the money works on each On Fliff you collect free Fliff Coins and Fliff Cash, or receive Fliff Cash as a bonus when buying coins. Fliff Cash must be played at least once before it counts toward a redemption, and redemption requires identity checks, including a photo ID and SSN validation. Fliff sets the payout odds and reserves the right to change them. On Novig you deposit dollars, buy contracts from other traders at a market price, and each contract settles at $1 or $0. Novig's own worked examples, per $100 of payout at the 0.06 coefficient: $1.50 at 50%, $1.26 at 30% or 70%, and $0.54 at 10%. The fee is charged to five decimal places with no cent floor, and a pregame fill on a game market owes nothing. Fliff's rules also bar collusive play such as equal and opposite selections or multiple accounts. Novig allows one account per user. ## Who should use which - **Casual players who want to play free**: Fliff, which hands out free daily currency. - **Anyone in New York, New Jersey, California or the other excluded states**: Fliff Cash is not available there; Novig is, outside its three blocked states. - **Bettors who want market prices and dollar settlement**: Novig. The two also treat eligibility differently. Fliff's sweepstakes are open only to legal residents located in eligible states, at 18 or the local age of majority. Novig ignores residency and checks only where you physically are when you trade, at 21 or older, so a Nevada resident visiting an eligible state can trade, and a traveller in Nevada cannot. ## Verdict Fliff is entertainment with prizes; Novig is a market. If you care about price, limits or data, Novig is the fit; if you want free-to-play picks, Fliff is. ## Questions ### Is Fliff real money? Fliff Cash is a sweepstakes entry with no monetary value of its own; eligible Fliff Cash won through play can be redeemed for cash and prizes, from a 50 Fliff Cash minimum, per Fliff's rules checked 12 Nov 2026. ### Which states exclude Fliff Cash? Fliff's rules exclude Alabama, Arizona, California, Colorado, Connecticut, Hawaii, Idaho, Indiana, Kentucky, Louisiana, Maine, Michigan, Mississippi, Montana, Nevada, New Jersey, New York, Oklahoma, Tennessee, Washington and West Virginia (checked 12 Nov 2026). ### In what states is Novig legal? Novig says it is available nationwide except Nevada, Arizona and Michigan, based on your physical location when you trade (checked 12 Nov 2026). ## Sources - [Fliff: Fliff Cash Sweepstakes Rules](https://getfliff.com/sweepstakes-rules) - [Novig Help Center: Eligibility & Legality](https://support.novig.com/en/articles/16194031-eligibility-legality) - [Novig docs: Trading Fees](https://docs.novig.com/fees.md) - [Novig docs: Trading fees (game and futures schedules)](https://docs.novig.com/api/concepts/fees.md) - [Novig docs: Throttling](https://docs.novig.com/api/throttling.md) - [Novig docs: Exchange Data](https://docs.novig.com/public-data/overview.md) --- Get a free API key: https://novigapi.com/sign-up . Docs: https://novigapi.com/docs . MCP: https://novigapi.com/api/mcp . Operated by Stunning Couches LLC. Independent. Not affiliated with, endorsed by or sponsored by Novig.